Depends on the tree. If it is on flat grounds or a slope, where it sits in relationship to other trees and buildings or egress routes. Branches over your egress route is not good. Trees under trees are troublesome The previous picture is worth a thousand words… Go as high as the tree lets you . Some of us spent a good portion of last season talking about this. The thread was Obstacles to Landscape hazard reduction.
Might be a good read for you. If you want message me and we can talk details away from here