Copy, thanks for the info.
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[insert boilerplate veg fuels crew wage answer here]
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âYou canât just draw a line around a state and say, âwell, California is having these problems so it wonât affect Nevada or Arizona or Oregonâ,â said Michael DeLong, a research and advocacy associate with the Consumer Federation of America, a nonprofit group.
There were a record 28 weather and climate disasters costing at least $1 billion each in the U.S. last year, with a collective price tag of about $94 billion, according to the National Oceanic and Atmospheric Administration.
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Found thus table interesting. Illinois, Nebraska and South Dakota would not have been on my list?
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California didnât make the list since 2018 because âtheyâreâ not insuring Ca anymore? 
What a sham.
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Hard to Pursue the DREAM when no one will insure it. Or the payments or as high as your HOUSE payment. A lot of frustation out there with home owners. Calif is starting to be a tough state to live in period.
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Florida is the same. Insurers are fleeing Florida as well.
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Insurance rates are going up in most places. They have the opportunity to increase premiums and they are jumping on.
If you plan on fleeing CA or FL because of insurance rates, be sure to investigate your potential landing site first. You might find that you jumped out of the frying pan and into the fire.
Texas has many benefits, but low insurance is not one of them.
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I grew up in Texas and you are spot on. Depending on where you live Hurricane, Hail, Tornado, Flooding, Winds and Drought along with Fires. Like BlueZebra also stated Florida and along the Gulf coast. Arff made an excellent piont âLook before you Jumpâ ! Damn Calif, when three quaters of the nation is Ice Station Zebra we are running around in shorts and short sleeve shorts.
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In a Nutshell, current tenured insurance companies will get expedited permission to raise homeowners insurance rates to keep up with the reflection of costs associated with rebuilding homes.
The reason so many homeowners were dropped was because the insurance companies couldnât raise your rates fast enough legally to keep up with there losses associated with wildfire damage.
So be prepared, you might get your old provider back, but your rates would reflect significantly higher than what they were. Probably similar to the Fair plan.
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Crock of 
.
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Friend of ours house on a few acres went from a couple thoudsand to 17,000. Had their land masticated which was part of a fuel break. Still went up to 17,000. New you give a green light to insurance companies to raise rates. The providers may come back but can u afford to insurer now is the question. Allstate we had 25 years and not one claim. Dropped like a hot potato.
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It does seem to be balanced towards the insurance market. When claims rise, so do premiums.
When claims are down, the insurance market makes large profits and only lowers rates if needed due to competition. For the insurance companies, it is something akin to
â Heads, I win or Tails, you lose â.
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TLDR; You know, or should, as a wildland firefighter, the technique of efficient and effective work depends as much on your feet and legs as your upper body strength.
If you went into the workout room, and the fitness trainer said, âThis so and so is weak here, there or everywhere, so thatâs what everyone must do todayâ you would rightfully call them incompetent. How does this relate to insurance policy? Glad you asked. 
I found the articleâs narrative hard to follow. I suspect this may wind up in the 9th Circuit. I hope that, sooner than later, insurance rate policy rewards LG voters that get the mitigation work done, over those with religious axes to grind. We certainly donât want a situation where everyone must pay for the negligence of a privileged few with notions of âunskilled laborâ and fast-talking intellectuals who find Californiaâs voter initiatives inconvenient.
At the risk of comparing apples and oranges, water diversions from the reservoirs to the farms in times of drought undergo conflicts of whoâs interest is best served when both cannot be; the value of the lakeshore property owner, or the worker who grows the excess food that makes the luxury lifestyle possible.
Are we really in the business of subsidizing McMansions and Houses of the Holy?
Is that what this is really about? Where is the so-called revenue gain if the money is really just making a round-trip back to propping up an inflated value?
Another issue my writerly instincts canât resist is riparian fires. As the weather gets warmer and drier there will be more river fires in direct proximity to structures. In some places, this problem was handed off and funded with organizations with fragile and eccentric leadership problems with the predictable recidivism, poor outcomes and failures that result from sketchy value propositions.
Where those organizations have collapsed, or failed, the clients are also back in the river bottoms.
This head-tilting - side-eye - I donât knowâŚ
I think we can walk and chew bubblegum at the same time; hawkish Initial Attack, and stronger year-round fuels programs. I think this is what the insurance companies are looking forâŚbut we also need the watchdogs and champions, when the problem is really the business plans.
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According to homeowners insurance data from Quadrant Information Services, the average cost of homeowners insurance in California is $1,587 , which is lower than the national average of $2,511.
That would seem to defy common sense. A real product of the regulatory environment or not true and more wing-to-wing market ploy?
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